In response to the increasingly complex, competitive and uncertain business climate within the banking industry, Murtha Cullina has built an interdisciplinary practice group that focuses on the particular needs of multi-bank holding companies and community banks.

Our team includes professionals who concentrate in commercial and real estate lending; workouts and restructurings; sale of bank assets and loans; creditors’ rights and bankruptcy; mergers and acquisitions; product development and expansion; and general corporate and securities law. In addition, we assist banking clients in establishing, capitalizing and restructuring banks and bank holding companies to meet the changing regulations in the industry.

Together, the Community Banking attorneys provide banks, thrifts and other financial institutions with a comprehensive spectrum of specialized legal services.


Today’s workouts involve creative thinking, i.e. modifying loans to extend maturity dates, restructuring interest rates, and “back-ending” past-due interest payments. Utilizing our extensive familiarity with the FDIC’s Prudent Commercial Real Estate Loan Workouts Policy, our bank litigation attorneys assist lenders in reviewing all angles and in undertaking strategic business tactics to maximize recovery via workout or eventual litigation. If litigation is unavoidable, we begin by undertaking an analysis of the ultimate collectability of a defaulted loan and then build the strategy from there.


We represent community banks – as well as regional and national banks – in structuring, negotiating and closing financial transactions of many kinds and sizes, including secured and unsecured loans, receivable-backed, real estate financings and other asset-based transactions. We assist at every stage, providing advice regarding transaction structures, term sheets and covenants, handling due diligence, participating in negotiations and documenting transactions.


With more than 100 attorneys in six offices throughout Connecticut, Massachusetts and New York, Murtha Cullina LLP offers a full range of legal services to meet the local, regional and national needs of our clients. Our practice encompasses litigation, regulatory and transactional representation of businesses, governmental units, non-profit organizations and individuals. Core practice areas include litigation, insurance recovery, labor and employment, bankruptcy and creditors’ rights, construction, energy, health care, trusts and estates, affordable housing, real estate, land use and retail and hospitality.


Murtha Cullina LLP is the exclusive member firm in Connecticut for Lex Mundi – the world’s leading network of independent law firms with in-depth experience in 100+ countries worldwide. 

As part of the Lex Mundi global network, we can provide our clients with preferred access to more than 21,000 lawyers around the world – all from a single point of contact.