Our goal is to provide thoughtful, practical and helpful insights on a variety of legal issues related to the community banking industry. The editors and contributors of Community Banking Insights are attorneys in Murtha Cullina’s Community Banking group.

Our team includes professionals who concentrate in commercial and real estate lending; workouts and restructurings; sale of bank assets and loans; creditors’ rights and bankruptcy; mergers and acquisitions; product development and expansion; and general corporate and securities law. In addition, we assist banking clients in establishing, capitalizing and restructuring banks and bank holding companies to meet the changing regulations in the industry. Together, the Community Banking attorneys provide banks, thrifts and other financial institutions with a comprehensive spectrum of specialized legal services.



Keith S. Varian

Firm Biography | LinkedIn

Keith Varian is a member of the Firm’s Business Finance Department. He is a commercial transactions attorney with emphasis on financings, real estate and contracts. He represents lenders and borrowers in financings for renewable energy projects and other energy efficiency measures. Keith also represents numerous retailers and businesses within the hospitality sector. He regularly represents clients on landlord-tenant matters, including drafting leases, and frequently represents lenders and other parties interested in retail properties. He also represents clients in the healthcare sector on a wide range of matters including purchases, sales and leasing, HUD and private lender financings, contractual matters, capital expansions, joint venture participation and asset purchase agreements.


Spencer A. Stone

Firm Biography | LinkedIn

Spencer is a member of  the Firm’s Business and Finance Department, and Real Estate Practice Group. He is experienced in all aspects of commercial and corporate law and represents clients in real estate, commercial financing, business transactions, general corporate and commercial matters. Spencer’s representation of clients includes negotiation of loan documentation, purchase and sale agreements, leases and entity formation, as well commercial real estate and asset-based lending transactions.